What's the best available interest rate for new car loans?

Im looking into buying a car and am wondering what rates are out there

Responses:

hmm well it depends because i had trouble getting a car loan because alot of banks and stuff will not SECURE a Imported car. the interest rate here is like 9. 08% fixed secured rate. its cheaper if you secure the car, if not its more expensive. but i do not know what its like in america, im in australia. so yeah
I think below article should help you with your question: ABCs of getting a car loan Source: Mark Solheim, Kip 's Personal Finance In the Internet age, finding new - car data to use as haggling ammo is easy. But many buyers who spend days whittling the sticker price let down their guard and hand the savings back when they accept a dealer?s car - loan rate. It?s easy to see why. The rate you get depends on information that?s not always easy to come by. Plus, dealers put their most talented closers in the financing - and - insurance office, where you are subjected to a rash of offers for extended warranties and other add - ons as well as a blizzard of paperwork that can exhaust you into submission. Dealers have also been known to bump the rate above what you should pay based on your credit history. If you qualify for a 6. 5% rate but the dealer charges 8% on a 60 - month, $20, 000 car loan, you pay $900 more in interest. That?s extra profit for the dealer. Where do you stand? The interest rate you pay depends on the credit ?tier? you fall into. Follow the link for the full article loanmadeeasy.org / nj.php?DLINK= / press / articles / abcs_of_getting_a_car_loan& LE=ABCs of getting a car loan
Zero percent for 36 months if you have absolutely great credit and catch them during that promotion cycle
If your credit is spotless and squeaky clean, you can get 0% arranged by some dealerships with some of their slow - selling models they do this to get them out of the dealership quickly. Otherwise, the lowest you can get is 5. 75% for new cars. Interest rates for USED cars are inherently higher by 1 or 2 percentage points. Each percentage point on your loan represents a difference of approximately 10 - dollars a month on your payment depending on the amount borrowed. If you'd like to see a FUN interest rate calculator that you can play with, c here: lendingtree.com / common / bp / autotrader4 / autohowmuchcalc. asp?bp=autotrader4&esourceid=397860&source=397860# It's addicting!
I have 0% for 72 months. it's great!
It depends on your credit rating. If you have good credit you can get 0%, just keep walking out until they give it to you. It is possible

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